[aabusiness What do you mean, I’m not a team player?

May 12th, 2007

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Title: What do you mean, I’m not a team player?
Word Count: 472
Author: Helen Wilkie
Email: hwilkie@mhwcom.com
Category: Business - General
Article URL: http://www.submityourarticle.com/articles/easypublish.php?art_id=14932

The article is preformatted to 60CPL.

What do you mean, I’m not a team player?
Look at any number of want ads, particularly for senior
employees, and you will see that most of them ask for team
players. We all think we are team players, but the problem
is we don’t all mean the same thing. Noticeably, men and
women have different ideas of what the term means, and this
comes from our early socialization.

Generally speaking, little boys’ games are often based on
sports. As soon as they can walk, they seem to start
throwing or kicking a ball, tossing it into a hoop or
hitting it with a bat. Groups of boys automatically begin
choosing sides and playing competitive games, even before
entering organized games. Adults, both male and female,
encourage them to play to win.

Girls, on the other hand, usually play games that are an
imitation of life. They have dolls, which in their minds
sleep and cry just as real babies do. They walk and talk
with other little girls, who are also nursing dolls. They
make up stories about their fantasy lives, and they are
encouraged by adults to “play nicely with the other
children”. Aggression, or bossiness, is frowned upon.

Fast forward, then, to a time when these same men and women
are leading teams or departments in the business world.
Doesn’t it make sense that this early training would lead
to different management styles?

To women, good team players work together well. They tend
to consider other team members’ feelings, and listen to
their ideas. They work to attain consensus in the group and
strive for decisions that will be for the good of the group
as a whole. To this end, the female manager will often ask
her people for their views and discuss her own ideas with
them before making decisions. She may also explain the
reasons for her decisions.

To most men, however, a good team player is one who does
what the coach says. Team sports depend on players
following instructions, and there is no room for
discussion. In the business world, therefore, the male
manager IS the coach, and he expects his instructions to be
followed. He usually pronounces his decision, and sees no
need to explain his reasons.

Neither of these styles is better or worse than the other,
but they are different. Women need to realize that their
male managers are not being arrogant, but simply following
a style. If you want to put your views forward to your male
manager, you will need to make an opportunity to do so,
because you are unlikely to be asked in advance. Men need
to recognize that a female manager’s tendency to ask for
other people’s views is not weakness, but simply a
different management style.

So when you describe yourself as a team player, consider
who is asking you.

About the Author:

Helen Wilkie is a professional speaker and author,
specializing in workplace communication. Subscribe to her
free monthly e-zine, “Communi-keys” at
http://www.mhwcom.com/pages/communikeys.html and get your
free 40-page e-book, “23 ideas you can use RIGHT NOW to
communicate and succeed in your business career”

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[aabusiness Discovering The Best Home Business Opportunity

May 12th, 2007

Finding the best home business opportunity can be quite the
trick. There are tons of them out there these days, just vying
for your attention, but it may take a bit of searching before
you find one that is really going to pay off in the end. There
are a couple of things to think about when you are looking to
start with one of these home business opportunities.

First of all, you need to think about how much you want to be
making with your home business. If you want to quit your job
right now and start living entirely off of your home business,
it is best for you to put that fantasy away for a little while.
The reality is that until you find an opportunity that is
proven, and that you know you can work with, it just isn’t
going to happen. More realistically, you can look at
supplementing your current income, or maybe even switching to a
part time job instead of a full time job. Eventually you may be
able to quit your day job entirely, but not just yet.

Secondly, you need to think about what it is that you are
interested in doing as a home business. If you don’t like your
current nine to five job it doesn’t make sense for you to quit
only to take up a home business that you like even less. Decide
on a specific type of business that you would like to be a part
of and search for those business opportunities only. Otherwise
you will be sifting through endless offers, only to find that
none of them interest you in the slightest.

Thirdly, think about how much you are willing to give to make
your home business successful. Avoid home business
opportunities that ask you to pay a fee in the beginning so
that you can learn to run your home business. Almost all of
these are scams. Instead, look for websites that are willing to
help you get started without charging you a fee, and those that
make very clear exactly what you will be expected to do as the
operator of a home business. If you can’t get all the
information you want before you make your decision, don’t buy
it.

Once you have narrowed your search down and you know exactly
what you are willing to do to be successful, you can really
choose the best home business opportunity for yourself. Make
sure that your goals are realistic in the beginning so you
won’t be let down. Also make sure that you are doing something
you enjoy, because otherwise your home business will turn into
just another job. And lastly, think about how much time, money,
and effort you are willing to put into your home business so you
can estimate how much you can expect to get out of it.

About The Author: Tobias Smith writes on a variety of topics
related to home business and working at home. Learn how to
start your own home business online earning multiple streams of
income at http://InternetHomeBusinessNow.com

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[aabusiness Selling To The Opposite Sex

May 12th, 2007

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Title: Selling To The Opposite Sex
Word Count: 753
Author: Daniel Sitter
Email: dsitter@sc.rr.com
Category: Business - General
Article URL: http://www.submityourarticle.com/articles/easypublish.php?art_id=14925

The article is preformatted to 60CPL.

Selling To The Opposite Sex
Through the ages, there have been many mysteries that have
baffled the brightest scientific minds on our planet, none
of which more elusive, defying deep rational explanation
and causing more confrontation than the emotional
differences between men and women. While this topic
certainly invites much further in-depth discussion, this
text is not intended to document or explain these various
points. Like most men, I am certainly not qualified for
anything more than a general observation, some admitted
frustration and conservative commentary from my obviously
male perspective. Yes ladies, I am playing it safe!

When you have the opportunity, type
“http://plancksconstant.org/blog1/image-pump/women-brain.gif
” into your browser and view an extraordinary image. I do
not promote this anonymous design, this intriguing
mind-map, for entertainment value only, but rather to make
a valid point. This image comically portrays a female brain
in thinking mode. Complex? You bet! By comparison, a man’s
brain might mimic a shovel. Yes, I honestly believe there
is that much difference. For those of you who have may not
have noticed, women process emotions, information and think
quite differently than men.

Their brain chemistry and nervous system wiring is
distinctly different than that of males. It also might be
fair to say that women are generally far more complex in
their thinking than men. Women tend to take in the larger
perspective and develop pictures, numerous iterations of
influences and results that their actions and relationships
may create. Women are complicated emotional creatures,
divinely designed to complement men. While we males remain
clueless, we also remain intrigued and smitten. We often
just don’t get it. Women are generally more instinctive and
smarter than that.

Men, while admittedly more simplistic, possibly more
rational, tend to compartmentalize and are prone to quick
decisions without the necessary complications of emotional
influences. Men, relatively stable and balanced with our
regular, relatively consistent brain chemistry and hormonal
activity, differ considerably from the cyclical nature of
our female counterparts. Making matters even more
challenging is the fact that the average male has
absolutely no clue as to what makes females tick. Men are
typically driven by basic male life forces such as the
hunt, adventure, conquest and sex. Women, on the other
hand, are exactly the opposite, craving relationships and
emotional bonds.

Please forgive my over-simplification of the differences
between the sexes, but I believe that we all get the point.
Men and women are so very different on many levels. So why
talk about this here?

In business, sales and marketing in particular, men and
women interact daily in professional relationships.
Sometimes, it’s easy to forget about these physiological
differences when both sexes are part of a business process.
Effective communication is critical to any business
relationship, especially those involving a mix of the
sexes. Lack of understanding, disabled empathy and
perceptual differences may lead to frustrations with either
group, thus inhibiting successful relationships and
communications. Simply being mindful of the fact that the
opposite sex processes information differently may keep you
way ahead of the curve and generally more able to build a
successful, empathetic relationship. To do or think
otherwise does not work very well.

We must learn to see things from the other person’s
perspective, especially when the other person is the
opposite sex. I truly enjoyed the Mel Gibson film, What
Woman Want, featuring a womanizing advertising executive,
played by Gibson, suddenly finding himself reporting to a
female boss and charged with developing an ad campaign
aimed towards female customers. The film provided a comical
plot in which a freak accident enabled Gibson’s character
to develop the unique psychic ability to hear the thoughts
of woman in close proximity to him. At first, this new
ability was driving him mad, until he learned to view it as
a gift that he could benefit from. He learned to embrace
his new ability, and grew as a person from his newfound
understanding of what drives women. He discovered, much to
his surprise, that women are exceedingly different than
men. Previously, he never really knew women at all.

I fully appreciate that men and women look differently and
am quite thankful for that! I find those differences quite
appealing. Selling to the opposite sex requires far more
than mere recognition of physical differences. Gaining a
better understanding of each other’s emotional positions,
motivations and drives will surely ensure better quality,
more successful relationships both at work and at home.
That is good news, whether you are from Venus or Mars!

About the Author:

Daniel Sitter, author of both the popular book, Learning
For Profit, and the highly anticipated book, Superior
Selling Skills Mastery, has extensive experience in sales,
training, marketing and personal development spanning a
successful 25 year career. http://www.learningforprofit.com
Experience his blog at http://ideaseller.typepad.com

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[aabusiness Extra Income With A Work At Home Internet Business

May 12th, 2007

Reinforcing belief in yourself can be reflected by investing in
your own work at home internet business. The more you invest the
more extra income you generate.

The saying, “It takes money to make money”, it is very apt in
relevance to the business of generating extra income through
your work at home internet business.

A work at home internet business is cheap to set up being that
you are working from home so overhead is low. Apart from
setting up the home office itself, there are more costs
involved to set it up and get it running smoothly. Things like
office tables, chairs and other home office accessories can get
a little expensive depending on your choices, tastes and
aesthetic sense.

To generate that extra income you will need to invest in
finding web space, registering your own domain name and
building your own website that would involve about $100 or more
a year in recurring costs. This can be reduced by using template
options for your website. Select a template that is professional
looking, and edit it to put in your information. Invest in
quality content. Although it will take a little time and
patience, make sure the website is easy to read. This will go
a long way in securing more hits adding to your objective of
extra income generation.

Find professional writers to do the content for your website.
They are expensive but deservedly so, since they can make or
break your web presence. Use their services by choice and
prudence, remembering that it will ultimately affect your
bottom line of that extra income you are chasing.

What you are investing today is your investment into your
future and your success. Follow up your investment with zeal
and commitment and there would be nothing stopping you from
realizing your dreams through earning that extra income.

Success won’t happen overnight. It takes time to succeed in
everything and anything. Patience and perseverance are keys to
building any business. Hopefully you now have some insight into
setting up and building a successful home business, and the
direction you should take towards earning that extra income you
have always dreamed of.

Keep going and it won’t be long before others approach you for
advice and tips on how to be successful.

About The Author: Laurie Raphael operates a website promoting
multiple streams of residual income. For online success, visit
her site at: http://www.ProcessToSucceed.com For free marketing
products visit: http://www.laurieraphaelgiveaway.com For a
complete set of website building tools, visit:
http://laurieraphael.profitmatic.com/

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[aabusiness How To Achieve Permanent, Measurable Improvements In Performance

May 12th, 2007

Please consider this free-reprint article written by:
Dennis Coates

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Article Title: How To Achieve Permanent, Measurable
Improvements In Performance
Author: Dennis Coates
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The decades-long quest to transfer what is learned in the
classroom to improved performance in the workplace has been a
confounding one.=20
=20
For one thing, it isn’t easy to change behavior patterns,
because they’ve been ingrained over time. To correct
performance issues, new behaviors have to be introduced and
consistently reinforced over the long term. This means
following up programs with enough continued learning, feedback,
coaching and accountability to stimulate the growth of new
neuronal connections that eventually take the place of old
ones.=20
=20
Unaware of this reality, organizations have wasted billions of
dollars annually investing in learning programs that fail to
change behavior.=20
=20
The greater challenge of the quest for this “Holy Grail” is
that the solution doesn’t involve fixing just one thing. A
myriad of variables within an organization influence whether
learning is reinforced until new behavior patterns are
established. A process I call Train-to-Ingrain was designed to
achieve permanent, measurable improvements in performance by
optimizing aspects of training and development that impact on
learning transfer:=20
=20
- COMMITMENT =96 Support follow-up reinforcement=20
=20
- COACHING =96 Prepare direct managers for their development role

=20
- FOLLOW-UP =96 Integrate reinforcement programs with assessment
and training programs=20
=20
- ACCOUNTABILITY =96 Measure performance improvement and
calculate ROI=20
=20
- TRAINING FOR TRANSFER =96 Incorporate learning strategies that
promote application and reinforcement of skills=20
=20
- LEARNING NETWORKS =96 Coordinate support for reinforcement=20
=20
- FOCUS =96 Identify training needs that will have a positive
impact on business results=20
=20
- CULTURE =96 Align the organization’s policies and practices to
support performance improvement=20
=20
However, even decision-makers who’ve been burned repeatedly by
failed programs may find this systems-wide strategy daunting. A
predictable reaction: “This is too much.”=20
=20
The good news is that it’s neither necessary nor desirable to
try to improve all areas at once. The best approach is to get
positive results quickly by doing three things, which can be
accomplished in a very short period of time:=20
=20
1. Acquire integrated assessment and training technologies that
support ongoing skill reinforcement.=20
=20
2. Involve direct managers in the learning process. Define
their staff development responsibilities and hold them
accountable.=20
=20
3. Measure performance improvement. Assess skill areas before
and after instruction to establish developmental goals and
accountability.=20
=20
These actions will produce immediate successes, and your
organization can then build on this foundation with a gradual,
tailored strategy to optimize the key areas that influence
learning transfer. The purpose of this article is to explain
how to carry out these three “quick start” initiatives
effectively.=20
=20
QUICK START INITIATIVE #1: Acquire Integrated Assessment and
Training Technologies that Support Ongoing Skill Reinforcement=20
=20
The immediate goal is to dramatically improve=97in the near
term=97the ability of your developmental programs to create
lasting improvements in workplace performance. As a minimum,
your organization will need to put into place assessment and
training programs that:=20
=20
- Focus on the behaviors needed in the workplace=20
=20
- Are compatible and integrated with each other=20
=20
- Support ongoing feedback, continued learning, coaching and
accountability during reinforcement=20
=20
Laying the foundation for this technology infrastructure is
relatively simple:=20
=20
FIRST =96 Acquire a versatile, economical multi-source feedback
system.=20
=20
A robust performance feedback assessment system is absolutely
essential, in which learners get feedback from the people who
work with them. For assessing leadership, sales, service, team
and other interpersonal skill areas, 20/20 Insight GOLD is an
ideal choice for Train-to-Ingrain because it provides
quantitative assessment of areas of performance that are
otherwise hard to measure. The system is completely
customizable and can support any type of feedback survey, so it
can be integrated with practically any training program. It’s
economical enough to be used as often as needed for
reinforcement, because you can purchase relatively inexpensive
permanent individual licenses, permitting frequent feedback and
repeat measurements at no extra cost.=20
=20
NEXT =96 Acquire a training program with resources that support
an extended period of reinforcement.=20
=20
Ideally, the training program will have built-in reinforcement
resources. Other desirable tools are online video behavior
modeling, post-course exercises and a troubleshooting guide to
ensure successful application on the job.=20
=20
THEN =96 Integrate the assessment with the training program.=20
=20
Integration means that the performance feedback survey exactly
describes the behavioral outcomes of the training. Both the
assessment system and the courses should be behavior-based,
fully support the requirements of an ongoing process of
reinforcement, and be fully integrated with each other. A
versatile feedback survey platform such as 20/20 Insight GOLD
is the key to quick customization.=20
=20
QUICK START INITIATIVE #2: Involve Direct Managers in the
Learning Process=20
=20
At least four major factors affect individual performance:=20
=20
- Self-awareness=20
- Competence=20
- Motivation=20
- Support=20
=20
Managers are empowered to influence all these factors, and they
lead people by doing so. When focused on developing competence,
managers set an example, communicate expectations, demonstrate
desired performance, give feedback, and coach performance. Most
organizations expect their managers to fulfill these traditional
staff development responsibilities. However, some managers still
have the perception that performance improvement should be the
exclusive responsibility of the training department. This is an
erroneous mindset.=20
=20
Trainers work hard to present the best possible learning
programs. But they have the attention of learners for only a
few days, while managers interact with their team members for
years and can influence career advancement and other personnel
decisions. This is why WHAT DIRECT MANAGERS DO IN THE WORKPLACE
INFLUENCES INDIVIDUAL PERFORMANCE FAR MORE than what trainers do
in the classroom. The role of trainers is to introduce skills
and behavior models. The reality is that trainers have
practically no control over what happens back in the workplace,
where new skills must be diligently applied in order to be
ingrained.=20
=20
Changing behavior patterns takes months, not days=97even in ideal
circumstances. Only the learner’s direct manager is in a
position to give enough support, oversight, encouragement,
feedback, coaching and reinforcement over the long term to
change behavior. In most cases, how well the manager carries
out this role will make or break the transfer of new knowledge
into permanent improvements in workplace performance=97no matter
how much was invested in the learning programs.=20
=20
Up front, you’ll need to do three things to draw direct
managers into a “learning triangle” with their direct reports
and trainers:=20
=20
A. Clarify the direct managers’ developmental responsibilities.

=20
The purpose of this step is to require direct managers to coach
and develop direct reports=97to make this a formal aspect of their
responsibilities. Expectations such as the following should be
communicated in writing by upper-level management:=20
=20
- Communicate with trainers to be informed about and support
assessment, learning and reinforcement programs=20
=20
- Meet with direct reports before each assessment, training and
reinforcement initiative to help them prepare to make the most
of these learning opportunities=20
=20
- Define expectations for direct reports and help them set
learning goals=20
=20
- Frequently observe the work of direct reports, paying special
attention to aspects of performance that direct reports are
trying to improve=20
=20
Some organizations revise the job description; others issue a
new set of “competency descriptions.” The goal is to overcome
any uncertainty or reluctance direct managers may have.=20
=20
B. Prepare direct managers to be more effective performance
coaches.=20
=20
Coaching subordinates to improve their skills and job
performance is a traditional leadership role for managers. But
many managers simply aren’t prepared to carry it out
effectively. If your managers haven’t previously been expected
to take responsibility for the day-to-day development of their
direct reports, they may lack understanding, relevant skills
and confidence.=20
=20
The most effective immediate solution in this case is a program
that explains what managers need to do and how to do it before,
during and after training to reinforce the new skills of
subordinates. Consistent efforts by the manager ensure that
direct reports ultimately change behavior patterns and improve
performance. An excellent resource is John Whitmore’s how-to
book, COACHING FOR PERFORMANCE, 3rd Ed. (Nicholas Brealy,
2002).=20
=20
C. Hold managers accountable for carrying out their role as
performance coaches.=20
=20
First, inform managers that they=97and the learners
themselves=97will be held accountable for how much the direct
reports have improved performance.=20
=20
One effective way to establish accountability is to administer
the brief 15-item performance feedback survey, “Developing and
Coaching Others,” available in the 20/20 Insight Survey
Library. The survey is an ideal precursor for a manager’s
coaching course and can be administered using the 20/20 Insight
software before training. Direct reports will provide respondent
feedback, and the results will reveal areas of strength and
needs for improvement of the direct manager. Let managers know
that they’ll be given an identical follow-up assessment in six
to twelve months to measure improvement.=20
=20
QUICK START INITIATIVE #3: Measure Performance Improvement=20
=20
When executives invest heavily in any product or service to
improve a vital aspect of operations, productivity or
profitability, you’d expect at some point to hear the question,
“Has performance actually improved? Was it worth all that
money?” And what they’re asking for is proof of results=97not
somebody’s opinion about the program.=20
=20
When it comes to training, the traditional way of evaluating
impact is Donald L. Kirkpatrick’s four-level model (Donald L.
and James D. Kirkpatrick. TRANSFERRING LEARNING TO BEHAVIOR,
Berrett-Koehler, 2005), which recommends measuring four types
of outcomes.=20
=20
Level 1 focuses on REACTION - participants’ satisfaction with
the program. End-of-course evaluations serve this purpose.
Level 2 focuses on KNOWLEDGE - what participants learned in the
course. Trainers administer knowledge tests that focus on
concepts and principles related to course content=97very much
like the exams used in high school and college. While these
evaluations can help trainers improve their programs, they fall
short of showing whether the training actually improved
workplace performance.=20
=20
By contrast, Level 3 evaluations focus on BEHAVIOR. They
address the transfer of training=97whether people are routinely
performing in the workplace the skills they learned in the
classroom. While this kind of evaluation can demonstrate
whether a program has done its job, most organizations haven’t
settled on an effective solution.=20
=20
However, there is a simple, economical method for generating
performance improvement data.=20
=20
BEFORE TRAINING =96 Administer a pre-course assessment.=20
=20
The feedback surveys used in a typical Train-to-Ingrain process
are perhaps the most effective technique ever devised for
measuring improvements in on-the-job performance. The procedure
is simple. Set up a multi-source feedback survey consisting of
questions that describe the behaviors taught in training.
Administer the survey before training to gather feedback from
participants’ boss, coworkers and others. Let participants know
that the survey will be administered again several months after
training. This pre-course diagnostic helps participants set
quantified, behavior-based performance improvement goals, so
their minds are more focused during learning activities.
Knowing that follow-up measurements will be taken later
increases their attention and motivation as they work with
trainers=97the ideal mindset for learning.=20
=20
AFTER TRAINING =96 Administer a post-course assessment.=20
=20
About six months after training, administer the first follow-up
feedback survey, using the same respondent group. Since
post-course assessments are derived from the pre-course
assessment, scores may be easily compared. Improved scores will
confirm improved performance. The quantitative and qualitative
data will reveal whether areas of performance have improved.
Learners and direct managers will find out whether ongoing
reinforcement has had the desired effect. For continued
feedback and measures of performance improvement, repeat the
assessment at the twelve-month and eighteen-month marks.=20
=20
This simple, commonsense approach to measuring performance
improvement requires a technology that can support it: a fully
customizable multi-source feedback survey system. Assessment
items need to be tailored to exactly mirror the desired
behaviors taught in the training program. In other words,
assessment and training need to be integrated. Also, the
assessment system should have inexpensive unlimited assessment
licenses for each participant, which makes it possible to give
them all the feedback they’ll need after training without
additional expense. The 20/20 Insight onsite feedback platform
meets these requirements and is extremely easy to use.=20
=20
FINALLY =96 Hold the key players accountable.=20
=20
Measuring performance improvement provides hard evidence of
whether programs are changing behavior, making it possible to
hold the key players in the “learning triangle” accountable:=20
=20
- The learner, who must make a determined effort to change
behavior patterns during the lengthy and sometimes frustrating
period of reinforcement=20
=20
- The direct manager, who observes and coaches the subordinate
while providing opportunities to apply skills in an encouraging
environment=20
=20
- Trainers, who present behavior-based training that is
optimized for skill transfer and who coordinate follow-up
programs=20
=20
Implementing these three simple, straightforward initiatives
will profoundly improve the effectiveness of your training and
development programs. As you learn more about Train-to-Ingrain,
you’ll appreciate that getting started quickly is only the
beginning. To achieve maximum results, you’ll need to implement
more changes. Going forward, you can build on the foundation of
these early successes to optimize learning support in all
areas.=20
=20
Copyright =A9 2007, Performance Support Systems, Inc. All rights
reserved.

About The Author: Dennis E. Coates, Ph.D. is CEO of Performance
Support Systems, Inc., publisher of 20/20 Insight GOLD
(http://www.2020insight.net), a highly flexible software
program for gathering all types of performance feedback about
individual, team and organization performance.

Please use the HTML version of this article at:
http://www.isnare.com/html.php?aid=3D150071
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[aabusiness Without This, No Success

May 11th, 2007

When people fail in their first initiative and rework the plan,
they have this. New business, new year, and no money with no
income in sight; if you reevaluate your efforts, you have this.
If you are in doubt and everyone around you tells you to give
up but you do not listen, you have this.

Have you figured out what this is? This is Perseverance. The
quote below sums it up:

Most of the important things in the world have been
accomplished by people who have kept on trying when there
seemed to be no hope at all.
Dale Carnegie

Without perseverance there would be no success. I have known
many people who try to achieve goals and fail in their first
attempt but keep on trying until they succeed. A good friend
of mine is a perfect example. He started a new business and
was determined to create a new form of ice cream. He opened a
storefront and did not generate enough business to keep it
open. Today, several years later, he is a multi-millionaire
with other businesses branching out from his first business
success. He has perseverance!

Here are some examples of perseverance:

Daily evaluation of initiatives. Are they successful? If not
change the pattern for better success.

Avoiding negative people. When trying to initiate a new
process, people can give you feedback that encourages
self-doubt. If you have done your research, move forward and
avoid negativity.

Frequent reading and learning to enhance skill set. Read
books, attend seminars, add to your skills; I believe the
better I become at coaching and advising, the more people will
recognize the benefit of utilizing my skills. This applies to
anyone. Keep learning and growing in the process.

There are many examples of perseverance in our life. I am sure
you either know someone who is persistent in spite of the
pitfalls, or has failed in their first attempt and kept on
until they succeeded. If you plan on being successful, learn
from your mistakes and do not give up! Perseverance is 80% of
what is needed to succeed. Knowledge is the other 20% to apply
in your initiatives. When we fail in one attempt we are that
much closer to succeeding as long as we do not give up!

About The Author: Carole DeJarnatt is the President of Alliance
Advisors, Inc., a business advisory and coaching service for
development and implementation of strategies to grow and
enhance businesses for greater success in their future. For
more information, visit the company website at
http://www.AllianceAdvisorsInc.com.

Please use the HTML version of this article at:
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[aabusiness Can’t Decide Where to Go? Take a Cruise to Nowhere!

May 11th, 2007

Article Title: Can’t Decide Where to Go? Take a Cruise to
Nowhere!
Author Name: Roy Witman

=============================
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=============================

Please email the author at: cruiseinfo@cruisevacationcenter.com
to let him know where the article will be placed. Thank you!
Word Count: 624
Category: Travel
Copyright Date: 2007
Web Address: http://www.cruisevacationcenter.com

Reprint Instructions: Permission is granted provided this
article is reproduced in its entirety with the resource box/bio
included, linking to http://www.cruisevacationcenter.com as the
original publisher and the author’s site. Please email us
notification of where the article will be used and a copy of
your newsletter if you are publishing the article in an ezine.

======================================

Can’t Decide Where to Go? Take a Cruise to Nowhere!
by Roy Witman © 2007, All Rights Reserved

Wasn’t it pop-star Huey Lewis who sang “All I want is a couple
days off!”? Don’t we all? Sometimes life seems like an ongoing
rat race with getting the kids to soccer practice and the cat to
the vet for her shots, plus a hamper that resembles a volcano
spewing a never-ending flow of dirty laundry. A couple days off
would be a godsend for most of us.

When you don’t have time for even a short three- or four-night
cruise, a cruise to nowhere can still fit your schedule. Get
Aunt Hilda to keep the kids for just two nights while you and
your honey jaunt off into the sunset for a glorious quickie
getaway that’s refreshing and fun!

What’s a Cruise to Nowhere?

Never heard of a cruise to nowhere? This is a wonderful little
creation that came about years ago. You board a ship and sail
off into the open ocean, leaving your cares behind. It may
sound like romantic dribble, but for one to two nights, it’s
true. Ports including New York, NY; Norfolk, VA; Seattle, WA
and Los Angeles, CA host cruises to nowhere on lines including
Carnival and Norwegian Cruise Line.

Usually lasting no longer than two nights, a cruise to nowhere
sails out into the ocean, turns around and comes back to the
same port from which it left. If you leave from New York, you’d
sail out into the Atlantic Ocean, turn around and return to New
York again. What’s so exciting about that? It’s not the
destination. it’s the ship!

For example, you can relish in the pampering and attention of
spa treatments. Start with an hourlong, full-body massage that
gently eliminates away every ounce of stress you’ve been
carrying around since that last meeting at the office. Feel
years melt away with delicate facial treatments. From fitness
professionals to hairstylists, you’ll find everything you need
to de-stress.

Las Vegas-style shows, swimming pools, dancing, nightclubs and
more are available, so you can kick up your heels. And, of
course, there’s the food!

Amazing creations from master chefs are put before you from
morning to night! Eat in the main dining room and be waited on
hand-and-foot or dine at your own schedule in one of the other
fabulous restaurants. Every cruise line has something different
to offer, so regardless of which ship you choose, you’re sure to
have an abundance of exceptional food. Want a quick snack?
Buffets are open 24 hours a day with everything from scrambled
eggs to pizza to ice cream. And, if you insist on being good,
you’ll even find healthful salads and grilled dishes.

Why Cruise to Nowhere?

When your time is limited, this makes for a great getaway.
Available from most major ports, you have the freedom to embark
from a city near you. These cruises are usually less crowded
than full weekend or weeklong tours, meaning your level of
personal attention is even higher than it would normally be.
And you simply can’t beat the price. Deals become available
occasionally that allow you to book an all-inclusive cruise to
nowhere for around $150 per person. You couldn’t get a decent
hotel room for two nights for that price.

When time and money are limited, but you desperately need to
break away and recoup, consider a cruise to nowhere. They are
fun, affordable and will have you feeling like yourself again in
no time flat!

Roy Witman is Vice-President of Cruise Vacation Center. Visit
them online today at http://www.cruisevacationcenter.com for the
best deals on European cruises. You’ll find their service
exceptional and their attention to detail second to none.

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[aabusiness The Biggest Home Business Mistake Almost Everybody Makes

May 11th, 2007

You have permission to publish this article electronically
or in print, free of charge, as long as the bylines are
included. A courtesy copy of your publication would be
appreciated - send to powermarketinginc@gmail.com.

Title: The Biggest Home Business Mistake Almost Everybody Makes
Word Count: 591
Author: Ben Ker
Email: powermarketinginc@gmail.com
Category: Business - General
Article URL: http://www.submityourarticle.com/articles/easypublish.php?art_=
id=3D14921

The article is preformatted to 60CPL.

The Biggest Home Business Mistake Almost Everybody Makes
So you’ve caught the bug and you want to start your own
business and work from home.

Smart move. As J. Paul Getty observed, “You must be in
business for yourself, you’ll never get rich working for
someone else.” And he would know. His father, George F.
Getty thrust Paul into running George F. Getty, Inc. before
he was even 20.

Paul was very close to his elderly father and got very good
at managing his father’s company very quickly. The company
grew under Paul’s stewardship, and in just a few years was
making millions for his father. It was here that J. Paul
Getty made his famous observation.

Soon though, Paul was in business for himself=85 and the rest
is history.

But you are here now on the threshold of the same decision,
and you are looking at all kinds of vehicles to take you to
business success. What business will you be in, what are
you going to sell?

There are a myriad of products out there being sold through
mlm `opportunities’, there are wholesalers with literally
millions of products you can sell and drop ship to people.
Maybe you even have your own product in mind that you’ve
been working on because it’s something that ‘everybody
needs’.

Unfortunately this is where 99.9% of all fledgling home
business go wrong!

They choose a “product” to sell first, and then they go out
and try to thrust is on the world. And it is here that most
people hit a brick wall `face first’ and get really banged
up and hurt.

The sad reality they encounter is it doesn’t matter how
great your business or your product or service is, you will
go broke unless you have a consistent supply of new
customers and existing customers making repeat sales.

It doesn’t matter how great you think the product is, or
how useful people would find it if they would only try it.
If you don’t have people with money lining up to buy your
product or service your business will fail.

If you get married to your product or service you have
almost no chance of succeeding.

You can’t get married to your product. You have to get
married to the “marketing” of it. If you get married to the
marketing of your product you might have a chance to have
people lining up to give you money.

This is a reversal of conventional wisdom, and it is why
the burnout rate for new home business startups is so high.

Most people starting a home business choose a product “they
like” to sell to others, or they spend years creating and
developing a product “they” think will sell, and then fall
flat on their face because they didn’t take the time to
find out whether anyone wanted to buy their product or
service in the first place.

This is the biggest home business mistake almost everybody
makes.

The correct approach to take is to look for markets. Look
for markets that have lots of people spending lots of
money, find out what they want to buy, create or acquire
that product, and then sell it to the market you found that
wants to buy it.

By finding the “market” first, and then finding a product
to sell that the market wants, your chances of having a
successful home business go way up and your risk of failing
almost disappears.

Become married to markets and marketing, and watch your
business grow.

About the Author:

Ben Ker is a father, best-selling author, and internet home
business warrior. He makes is easy to understand how to use
direct marketing to start a home business that “works”, and
avoid costly mistakes. Learn how to really make money from
home. To receive your free audio that reveals the
step-by-step money making system that never fails, visit:
http://www.1-home-based-business.biz/taf/secretcall.html

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[aabusiness Contactless Payments Merchant Accounts

May 11th, 2007

Please consider this free-reprint article written by:
Pat McDavitt

=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D
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Article Title: Contactless Payments Merchant Accounts
Author: Pat McDavitt
Word Count: 879
Article URL: http://www.isnare.com/?aid=3D150362&ca=3DBusiness
Format: 64cpl
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=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D ARTICLE START =3D=3D=
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Contactless Payments Merchant Accounts=20
=20
Consumers don’t like carrying cash but are wary of handing over
a credit card because of the risk of credit card fraud. But
what’s the alternative?=20
=20
Contactless payments.=20
=20
The next generation of electronic payment, contactless payments
don’t require the customer to hand over their card. The whole
transaction is completed electronically, and their card never
leaves their hand. It’s faster, easier and much more secure.=20
=20
But what about the merchant? Should cash-heavy merchants rush
into setting up a contactless payments merchant account? The
answer is a resounding yes! Contactless payments merchant
accounts deliver even greater benefits to merchants than it
does to consumers. Read on to find out how.=20
=20
What is Contactless Payment?=20
=20
Contactless payments merchant accounts are the third generation
of electronic payments. (The first generation was the old
plastic credit card, and the second was the magnetic stripe
card.) Merchants with contactless payments merchant accounts
enable customers to use their credit cards for purchases
without ever handing their card over. Contactless payments
merchant account transactions use one of the following methods:

=20
=95 Contactless readers;=20
=95 Retailer cards/fobs;=20
=95 NFC (near field communication) enabled cell phone payment
software; or=20
=95 Back end processing/over the air payment software.=20
=20
Customers love it!=20
=20
Research shows that 86% of consumers want to carry less cash,
and most carry less than $20. (Survey was conducted in 2005 by
lpsos and commissioned by MasterCard). They’re growing more
comfortable using credit, but they’re still quite worried about
security issues when handing over their card. In fact, 91% of
likely users would feel more secure if they were allowed to
hold their payment card through their entire payment process.=20
=20
And then there’s ease of use, speed and convenience.
Nationwide, almost 75% of respondents refuse to wait in line
longer than five minutes for a purchase of less than $25, and
more than 25% refuse to wait longer than just two minutes.=20
=20
So how does contactless payment compare in terms of speed? Very
well, in fact=85 It takes only 1/3 to =BD of the time of the average
cash or traditional credit card transaction:=20
=20
=95 CVS Pharmacy Average Cash Transaction =3D 33.7 seconds=20
=95 Average Card Transaction (w/o Signature =3D 26.7 seconds=20
=95 Average RF Transaction =3D 12.5 seconds=20
=20
So contactless payments increase customers’ sense of security
and decrease hated wait-times. It’s no surprise, then, that
customers love it!=20
=20
And the growth rate of contactless payments merchant accounts
shows it. According to Brian Triplett, senior vice president
for emerging product development-Visa USA, “The adoption rate
is the fastest we’ve seen for any new technology. I do expect
we will continue to see significant growth; whether it’s double
or triple we’ll have to wait and see.”=20
=20
What are the Benefits for Merchants?=20
=20
The most obvious benefit for merchants in having contactless
payments merchant accounts is that consumers love it, so
they’ll use it more often and spend more.=20
=20
But the benefits don’t end there. Contactless payments merchant
accounts also:=20
=20
=95 Leverage `Top of Wallet’ convenience - Like traditional
credit cards (and unlike cash), the customer’s card is always
in their wallet, which means they’re more likely to spend,
simply because they can.=20
=20
=95 Deliver increased merchant differentiation - Particularly in
the early days of adoption, merchants with contactless payments
merchant accounts will `stand out from the crowd.’ They’ll offer
consumers a new and exciting way to pay for goods and services.=20
=20
=95 Are cheaper to operate - Transactions clear as a
card-present, magnetic stripe-read transaction, but card
readers are a fraction of the cost of a new POS terminal.=20
=20
=95 Increase efficiency - Businesses with contactless payments
merchant accounts enjoy much more rapid check-out times during
peak hours.=20
=20
=95 Are easy to install and upgrade - The hardware for
contactless payments merchant accounts is all plug-n-play.=20
=20
=95 Increase customer loyalty - Studies show that customers
return to the participating merchant’s location on an average
of two times a month.=20
=20
=95 Leverage a general consumer movement away from cash (20%) -
Even customers who don’t specifically love contactless payment
probably DO specifically dislike cash. By offering them an
alternative, businesses increase the likelihood of a sale.=20
=20
Put simply, businesses with contactless payments merchant
accounts enjoy increased transaction volume (average 45%) and
increased ticket size (average 20%).=20
=20
What Merchants Benefit Most from Contactless Payments Merchant
Accounts?=20
=20
Contactless payments merchant accounts are ideal for cash-heavy
merchants. Target industries include:=20
=20
=95 QSR=20
=95 Petroleum & C-store=20
=95 Book Stores=20
=95 Dry Cleaners=20
=95 Video Rental=20
=95 Pharmacy=20
=95 Grocery=20
=95 Parking=20
=95 Movie Theaters=20
=95 Stadiums & Arenas=20
=95 Theme Parks=20
=95 Events=20
=95 Cafeterias (Schools & Corporate)=20
=95 Taxis=20
=95 Transit=20
=95 Vending=20
=95 News Stands=20
=95 Parking Garages=20
=20
Conclusion =96 The Future of Contactless Payments Merchant
Accounts?=20
=20
Contactless payment offers significant bottom-line benefits to
merchants. It’s the next generation payment system that’s
faster, easier, more secure and more convenient for consumers,
which means it facilitates more sales (greater volume
transaction) of greater value (ticket lift) for merchants. It’s
a win-win situation!

About The Author: C. J. & Tuck Consulting, LLC owns and
operates http://www.cashflownow.org. We specialize in
Electronic Payment Processing Services and offer low cost
Contactless Payments Merchant Accounts. For more information,
contact: Pat A. McDavitt, Sole Manager of C. J. Tuck
Consulting, LLC. Email: pat@cashflownow.org. Telephone: (512)
837-1358. Fax: (512) 837-0345.

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[aabusiness A Guide For Making Monrey Online

May 11th, 2007

Today there are thousands of websites claiming to be the way to
get rich quick online. While some of these websites do provide
quality practical information, most are just trying to sell you
products and are only trying to make themselves rich quick
online. So with so much information out there, how do we know
which info to trust and whom to believe?

First off, if you are interested in making an income online you
need to be realistic about what you are good at, what you like,
and how much effort you are going to put into your project.
For example, if you are a vegetarian, it doesn’t make since to
have a website selling steaks or hunting equipment. However,
if you are a vegetarian, you may want to focus your online
business around natural health products or healthy lifestyles.

So once you decide on the theme of your website, how do you get
content and products to sell?

Finding content for your website is easy, and you do not have
to be a great writer. You can automate your content with an
RSS feed or some other kind of news feed. You can also pull
articles from article directories that relate to the theme of
your site. Search engines will like your articles because they
are loaded with keywords that fit into the theme of your
website.

With out a huge budget and room for a warehouse to store all of
your merchandise, how are you going to find products to sell?
The answer to this question is to join affiliate programs.
Through affiliate programs you can direct people to products
made by others, and shipped out by others and collect a
commission. Selling affiliate products is a very real way to
make money that has helped thousands of people be able to quit
their day jobs and make their full income online.

Affiliate programs are great because you do not have to worry
about all of the back end work which is both expensive and very
time consuming. All you have to do is focus on driving traffic
to your website or blog and providing the quality content to
keep them there.

Another way to monetize your website is to join one or more pay
per click program. This means that you will have ads to other
websites on yours. Every time that one of your websites
visitors clicks on this add and follows it to the site you get
paid. The main program that people use for pay per click is
Google AdSense. AdSense is very easy to use and provides
excellent support, banner sizes and tracking. Yahoo’s Overture
is the second largest pay per click programs out there. There
are also several other smaller programs that are excellent too.
Just be sure to research the smaller ones before deciding to
use their program.

Pay per lead is another great way to generate revenue from your
website. Pay per leads are a way to promote a free service or a
product. A visitor to your website will click the pay per lead
link and sign up for something free and agree to be on a
mailing list. The merchant is basically looking for a way to
attract attention to their product or service, and for helping
them to bring eyes to their info, they are willing to pay you
for each lead you generate. Pay per leads are a lower
commission then pay per sale, but they do attract a much higher
conversion, and since no purchase is necessary by your websites
visitors.

It is possible for you to generate an income online. You need
to decide which area you want to focus the theme of your site
and then decide the right programs for you. With enough time
research and hard work you too can be on your way to online
success!

About The Author: The author of this article recommends
visiting http://yourinfoconnection.com for tips and advice to
Internet business trends and if you are looking for a quality
affiliate program to join then consider selling audio books.
Visit http://www.audiobookstoreportal.com/affiliatesignup.html
for more info

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